How much does a Credit Analysts make?

The median annual wage for Credit Analysts is $83,510 ($40 per hour). Pay ranges from about $56,250 at the 10th percentile to $169,230 at the 90th percentile.

What is the average salary for a Credit Analysts?

The average (mean) annual salary is $100,850, which is higher than the median because a small number of high earners pull the average up.

Which state pays Credit Analystss the most?

New York has the highest median annual wage for this occupation at $133,270.

Is Credit Analysts a growing occupation?

BLS employment data for May 2025 counts about 64K people in this occupation. Projected growth is published separately in the BLS Employment Projections program.

What does a Credit Analysts do?

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.; Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.; Generate financial ratios, using computer programs, to evaluate customers' financial status..

Credit Analysts Salary

Business and Financial Operations Occupations · 64K employed in the U.S.

Median annual

$83,510

Median hourly

$40

Average annual

$100,850

Typical range

$56,250–$169,230

Pay distribution

10th to 90th percentile, with the median marked.

10th$56,250

25th$65,210

Median$83,510

75th$122,460

90th$169,230

What this role pays

The median annual salary for Credit Analysts is $83,510 as of May 2025, based on the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. That works out to about $40 an hour at a full-time schedule.

Analyze credit data and financial statements of individuals or firms to determine the degree of risk involved in extending credit or lending money. Prepare reports with credit information for use in decisionmaking..

Most earn between $56,250 and $169,230 a year. There are roughly 64K people employed as credit analysts in the United States. Use the state and metro pages below to see how pay changes by location, and the calculator to convert any hourly or annual figure.

Salary calculator

Convert your pay and see where it lands for Credit Analysts.

Pay amountPay period

Hours / weekWeeks / year

Hourly: $40.15
Daily: $321
Weekly: $1,606
Bi-weekly: $3,212
Monthly: $6,959
Annual: $83,510

$83,510 a year is around the 50th percentile for Credit Analystss. The median is $83,510.

Credit Analysts — U.S., May 2025
Percentile	Hourly	Annual
10th percentile	$27.00	$56,250
25th percentile	$31.40	$65,210
Median	$40.10	$83,510
75th percentile	$58.90	$122,460
90th percentile	$81.40	$169,230
Average (mean)	$48.50	$100,850
Employment	64,390 people

Key skills

Critical Thinking
Reading Comprehension
Speaking
Active Learning
Active Listening
Mathematics
Writing
Judgment and Decision Making
Monitoring
Social Perceptiveness

Highest-paying states

Median annual wage by state.

1New York$133,270
2District of Columbia$132,590
3Virginia$102,430
4New Jersey$100,940
5Hawaii$98,900
6Connecticut$98,230
7California$97,860
8Massachusetts$97,080
9Delaware$94,680
10North Carolina$94,570
11Washington$91,160
12Rhode Island$85,920

Top-paying metro areas

Median annual wage by metro area.

1New York-Newark-Jersey City, NY-NJ$136,500
2San Jose-Sunnyvale-Santa Clara, CA$129,240
3San Francisco-Oakland-Fremont, CA$122,590
4Burlington-South Burlington, VT$120,480
5Washington-Arlington-Alexandria, DC-VA-MD-WV$114,700
6Hartford-West Hartford-East Hartford, CT$106,670
7Richmond, VA$105,430
8Winchester, VA-WV$102,740
9Boston-Cambridge-Newton, MA-NH$101,890
10Birmingham, AL$101,720
11Bridgeport-Stamford-Danbury, CT$101,450
12Charlotte-Concord-Gastonia, NC-SC$100,640

Related job titles

Employers advertise Credit Analysts roles under these titles.

Related occupations

What a Credit Analysts does

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
Generate financial ratios, using computer programs, to evaluate customers' financial status.
Prepare reports that include the degree of risk involved in extending credit or lending money.
Analyze financial data, such as income growth, quality of management, and market share to determine expected profitability of loans.
Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations.
Consult with customers to resolve complaints and verify financial and credit transactions.

Frequently asked questions

How much does a Credit Analysts make?: The median annual wage for Credit Analysts is $83,510 ($40 per hour). Pay ranges from about $56,250 at the 10th percentile to $169,230 at the 90th percentile.
What is the average salary for a Credit Analysts?: The average (mean) annual salary is $100,850, which is higher than the median because a small number of high earners pull the average up.
Which state pays Credit Analystss the most?: New York has the highest median annual wage for this occupation at $133,270.
Is Credit Analysts a growing occupation?: BLS employment data for May 2025 counts about 64K people in this occupation. Projected growth is published separately in the BLS Employment Projections program.
What does a Credit Analysts do?: Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.; Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.; Generate financial ratios, using computer programs, to evaluate customers' financial status..