Credit Counselors Salary
Business and Financial Operations Occupations · 28K employed in the U.S.
Median annual
$52,230
Median hourly
$25
Average annual
$57,210
Typical range
$38,350–$80,440
Pay distribution
10th to 90th percentile, with the median marked.
What this role pays
The median annual salary for Credit Counselors is $52,230 as of May 2025, based on the U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey. That works out to about $25 an hour at a full-time schedule.
Advise and educate individuals or organizations on acquiring and managing debt. May provide guidance in determining the best type of loan and explain loan requirements or restrictions.
Most earn between $38,350 and $80,440 a year. There are roughly 28K people employed as credit counselors in the United States. Use the state and metro pages below to see how pay changes by location, and the calculator to convert any hourly or annual figure.
Salary calculator
Convert your pay and see where it lands for Credit Counselors.
- Hourly
- $25.11
- Daily
- $201
- Weekly
- $1,004
- Bi-weekly
- $2,009
- Monthly
- $4,353
- Annual
- $52,230
$52,230 a year is around the 50th percentile for Credit Counselorss. The median is $52,230.
Highest-paying states
Median annual wage by state.
- 1California$67,120
- 2Georgia$64,080
- 3District of Columbia$63,580
- 4Massachusetts$63,240
- 5New York$63,030
- 6Nebraska$62,510
- 7Washington$62,360
- 8Minnesota$62,160
- 9Maryland$60,450
- 10Oregon$59,150
- 11New Hampshire$58,830
- 12Rhode Island$58,480
Top-paying metro areas
Median annual wage by metro area.
- 1San Francisco-Oakland-Fremont, CA$82,570
- 2San Jose-Sunnyvale-Santa Clara, CA$80,680
- 3Sacramento-Roseville-Folsom, CA$76,930
- 4San Diego-Chula Vista-Carlsbad, CA$67,120
- 5Fresno, CA$66,660
- 6Boulder, CO$65,540
- 7Los Angeles-Long Beach-Anaheim, CA$65,210
- 8Riverside-San Bernardino-Ontario, CA$64,750
- 9Seattle-Tacoma-Bellevue, WA$64,380
- 10Atlanta-Sandy Springs-Roswell, GA$64,080
- 11Boston-Cambridge-Newton, MA-NH$64,080
- 12New York-Newark-Jersey City, NY-NJ$63,170
Related job titles
Employers advertise Credit Counselors roles under these titles.
- Accredited Financial Counselor
- Branch Credit Counselor
- Certified Consumer Credit and Housing Counselor
- Certified Credit and Housing Counselor
- Certified Credit Consultant
- Certified Credit Counselor
- Consumer Credit Counselor
- Credit Balance Specialist
- Credit Card Specialist
- Credit Review Specialist
- Credit Services Specialist
- Credit Support Counselor
- Credit Support Specialist
- Debt and Budget Counselor
- Debt Management Counselor
- Financial Aid Administrative Assistant
Related occupations
- Personal Financial Advisors$105,070
- Loan Officers$76,690
- Credit Authorizers, Checkers, and Clerks$50,080
- Credit Analysts$83,510
- Loan Interviewers and Clerks$50,020
- Financial and Investment Analysts$102,740
- Eligibility Interviewers, Government Programs$54,210
- Securities, Commodities, and Financial Services Sales Agents$78,660
What a Credit Counselors does
- Calculate clients' available monthly income to meet debt obligations.
- Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.
- Create debt management plans, spending plans, or budgets to assist clients to meet financial goals.
- Prioritize client debt repayment to avoid dire consequences, such as bankruptcy or foreclosure or to reduce overall costs, such as by paying high-interest or short-term loans first.
- Assess clients' overall financial situations by reviewing income, assets, debts, expenses, credit reports, or other financial information.
- Explain general financial topics to clients, such as credit report ratings, bankruptcy laws, consumer protection laws, wage attachments, or collection actions.
- Estimate time for debt repayment, given amount of debt, interest rates, and available funds.
- Maintain or update records of client account activity, including financial transactions, counseling session notes, correspondence, document images, or client inquiries.
Frequently asked questions
- How much does a Credit Counselors make?
- The median annual wage for Credit Counselors is $52,230 ($25 per hour). Pay ranges from about $38,350 at the 10th percentile to $80,440 at the 90th percentile.
- What is the average salary for a Credit Counselors?
- The average (mean) annual salary is $57,210, which is higher than the median because a small number of high earners pull the average up.
- Which state pays Credit Counselorss the most?
- California has the highest median annual wage for this occupation at $67,120.
- Is Credit Counselors a growing occupation?
- BLS employment data for May 2025 counts about 28K people in this occupation. Projected growth is published separately in the BLS Employment Projections program.
- What does a Credit Counselors do?
- Calculate clients' available monthly income to meet debt obligations.; Explain services or policies to clients, such as debt management program rules, advantages and disadvantages of using services, or creditor concession policies.; Create debt management plans, spending plans, or budgets to assist clients to meet financial goals..